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  • The Impact of AIDS on Life and Health Insurance Companies: A Guide for Practicing Actuaries
    on the other hand may increase the cost of health care by requiring longer and more expensive treatment ... ultimate death were reviewed by the Task Force. The primary model used by the Task Force was the model by ...

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    • Authors: Application Administrator, Robert Beal, Jay P Boekhoff, David J Christianson, Ronald Colby, Michael Cowell, Gary E Dahlman, David Holland, Walter H Hoskins, William C Koenig, Barbara Lautzenheiser, Richard W Mathes, Thomas W Reese, John E Tiller, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • An Actuarial Analysis of the AIDS Epidemic as it Affects Heterosexuals
    cases result from sexual activity with one's primary partner, where a condom is less likely to be used ... approaches. 338 TRANSACTIONS, VOLUME XLIV 3. Health-care officials and others also need to be better educated ...

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    • Authors: Bradley P Carlin, Michael Cowell, Mark Evans, Stephen Gwin, David Holland, George E Immerwahr, Paul O Kirley, Leslie Lohmann, Harry H Panjer, Peter W Plumley, Arnold N Greenspoon, Krzysztof Ostaszewski, Xiaodong Sheldon Lin, Janina Slawski, Adrian Pinington
    • Date: Oct 1992
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Morbidity
  • The Education of the Actuary in the Future
    health insurance and the means of delivery of health care. 3. Privacy and the need for government to protect ... maintenance organizations and research into health care systems and financing. 10. Human resources accounting ...

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    • Authors: Cecil Bykerk, Michael Cowell, Michael Frank, Cecil J Nesbitt, Peter W Plumley, Anna M Rappaport, Donald R Sondergeld, Forrest Allen Spooner, Aaron Tenenbein
    • Date: Oct 1975
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance; Professional Values>Public interest representation
    • Publication Name: Transactions of the SOA
    • Topics: Actuarial Profession>Academic partnerships; Actuarial Profession>Qualifications; Actuarial Profession>Professional associations; Actuarial Profession>Professional development
  • A Strategic Premise for Actuarial Education
    litical considerations. In the U.S., the single most direct political impact on the profession was the passage ... the financial arrangement he was evaluating. One direct result of this tradition of expressing benefits ...

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    • Authors: Michael Cowell
    • Date: Oct 1983
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Actuarial Profession>Professional development
  • AIDS: Some Aspects of Modeling the Insurance Risk
    APPLICATION TO INDIVIDUAL COMPANIES In general, the primary risk of AIDS-related claims in the future is in ... whereas reserving for future issues will be taken care of by adjustments to the underlying mortality or ...

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    • Authors: Fung-Yee F Chan, Michael Cowell, Harry H Panjer
    • Date: Oct 1989
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Modeling & Statistical Methods
  • Policy Loans and Equity
    Also, it causes policy loans to be used as a primary lending source rather than as a last resort. ... inconsistency. This causes policy loans to become a primary financing medium to be used constantly, rather ...

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    • Authors: David R Carpenter, Michael Cowell, L Blake Fewster, Robert H Jordan, Wilfred A Kraegel, Donald B Maier, John C Maynard, Arthur R McMurrich, David E Morrison, C Norman Peacor, Harry Ploss, James Reiskytl, Lewis P Roth, Claude Thau, Robert C Tookey, Charles L. Trowbridge, Henry S. Huntington
    • Date: Oct 1977
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance; Public Policy
  • Modeling the AIDS Epidemic by Analysis of Sexual and Intravenous Drug Behavior
    companies, health care providers, and any others who want to project mortality or health care demand or costs ... companies, health care providers, and any others who want to project mortality or health care demand or costs ...

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    • Authors: Beda Chan, Michael Cowell, Charles S Fuhrer, Ronald Gebhardtsbauer, Peter W Plumley, Colin M Ramsay
    • Date: Oct 1989
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Modeling & Statistical Methods
  • Report of the Task Force on Mutual Life Insurance Company Conversion
    Interests and Expectations of Interested Parties The primary interest of the company is its long-term growth ... actuarial principles and the laws might place primary emphasis on the protection of the future expectations ...

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    • Authors: Michael H Berkowitz, Michael Cowell, John H Elken, Charles Greeley, Curtis E Huntington, Robin B Leckie, Robert D Lowden, Application Administrator, James Murphy, Henry Ramsey, Lewis P Roth, Robert Shapiro, Walter Shur, Edward J Slaby, James A Tilley, James L Wertheimer, Harry D. Garber, steve smith
    • Date: Oct 1987
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Financial Reporting & Accounting; Public Policy
  • Mortality Differences between Smokers and Nonsmokers
    Mortality Differences between Smokers and Nonsmokers This paper traces the background of the ... there are two principal areas of difficulty. The primary problem is the verifica- tion, at a reasonable ...

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    • Authors: Michael Cowell, Brian L Hirst
    • Date: Jan 1980
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data
  • U.S. General Population Projected AIDS Mortality Rates
    U.S. General Population Projected AIDS Mortality Rates This paper by the SOA Committee on HIV ... are U.S. general population AIDS mortality rates. Care must be taken in using these rates to calculate ...

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    • Authors: Application Administrator, Daniel Case, Michael Cowell, John B Dinius, Walter H Hoskins, Donald B Maier, Richard W Mathes, Harry H Panjer, Thomas W Reese, Paul J Sulek, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1990
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Mortality